For the quarter ended September 2023, Citizens Community Bancorp, Inc. (CZWI Quick QuoteCZWI - Free Report) reported revenue of $14.69 million, down 13.3% over the same period last year. EPS came in at $0.24, compared to $0.40 in the year-ago quarter.

The reported revenue represents a surprise of +6.42% over the Zacks Consensus Estimate of $13.8 million. With the consensus EPS estimate being $0.24, the company has not delivered EPS surprise.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Citizens Community Bancorp, Inc. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net Interest Margin: 2.8% compared to the 2.6% average estimate based on two analysts.
• Efficiency ratio: 67% versus 71.8% estimated by two analysts on average.
• Total Noninterest Income: $2.57 million versus $2.60 million estimated by two analysts on average.
• Net Interest Income: $12.12 million compared to the $11.25 million average estimate based on two analysts.

View all Key Company Metrics for Citizens Community Bancorp, Inc. here>>>

Shares of Citizens Community Bancorp, Inc. have returned -5.5% over the past month versus the Zacks S&P 500 composite's -2.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.